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A New Way To Manage Your Money
Traditionally, many people
managed their money by dividing their cash into several paper envelopes. An
envelope for food, entertainment, utilities etc. They then spent their money
from these envelopes. They always knew how much money they had left to spend,
and how long it had to last. Mvelopes Personal is a breakthrough in
budgeting and spending management that modernizes this same envelope
concept using advanced Internet technology for today's nearly "cashless"
spending world. |
Top Reasons To Use Mvelopes Personal
1.
Recover 10% of your income from hidden spending
By knowing where your money is going and setting up spending evelopes
beforehand, Mvelopes users have been able to save 10-20% of their income each
month. Mvelopes helps you eliminate hidden spending from all those little
purchase that add up to more than you think. With better tracking and
forecasting, you can recover that extra 10% each and every month. Over the year
that really adds up! If you make $40,000/year that's $4,000 dollars you could
save and put to better use.
Sande, Photographer
"I
had no idea that I was spending $400 per month on gardening! Mvelopes Personal
has helped me save $350 per month and put it toward debt
reduction." |
2. Always know how much you have left to spend in
every budget category
Quicken® and MS® Money both use
after-the-fact budget reconciliation. This means that you don't know how much
you have spent until it's too late. Quicken and Money simply do not help you
manage your spending or teach you how to effectively use a budget. Mvelopes
Personal provides you critical balance information for each spending category
at all times. You always know how much money you have left to spend and how
long it has to last, enabling you to make informed spending
decisions.
Stacy, Cosmetologist
"I
love Mvelopes Personal because it actually sets aside money for upcoming
periodic expenses. All the other "budgeting" programs we tried were only good
for tracking what we had already spent - not telling us how much was left to
spend from before we made a purchase." |
3.
Automatically track all your purchases
With Mvelopes Personal, you
get all your transactions from all your accounts at once. Mvelopes
simultaneously retrieves all your checking, savings, and credit card
transactions from your financial institutions at once. You decide which
envelope budget category to assign each transaction to, and you dont have to
type in any of the information ! Getting all this information automatically
saves you time and money. No other personal finance program can do
this!
Annette, Homemaker
"Before Mvelopes, we would discuss purchases but not know exactly where the
money would come from Now I feel much more in control of our money and not
controlled by it." |
4. Effectively manage credit card spending
Mvelopes
Personals credit card spending tracker knows every time you have used a credit
card to make a purchase. It sets aside money from your spending envelopes into
a credit card payment envelope. This enables you to pay off your purchases in
FULL each month. No more costly finance charges and interest payments for you!
5. Quickly eliminate debt
People who use Mvelopes
Personal have found that many of their spending envelopes have money left over
in them at the end of the month. By applying this money to debt reduction they
eliminate debt at a much faster rate, often in less than half the time. Once
one debt is paid in full, they roll that amount over into the next debt and
continue to pay them off at an accelerated rate. You too can eliminate your
consumer debt before you know it using Mvelopes Personal.
Stewart, Journeyman
Electrician
"My wife and I have been using Mvelopes Personal for over 4
months and have eliminated ALL of our consumer debt! It has saved us more than
once from impulse buys and unnecessary finance charges. Once you've used it,
you'll wonder how you ever lived without it." |
6. Never miss a
payment again
Mvelopes Personal includes a full-featured bill pay service, which helps you easily create and manage
payments online. You will never miss a payment again. You’ll never have
another late fee. Payments can be made to ANY company or person - up to 20 per
month. Save more than $7.00 in postage alone, not to mention the time you'll
save. It’s so convenient and easy!
Phillip, Financial
Consultant
I love online bill pay! It's so much easier and faster
than writing out all those checks and this way I never have to worry about
whether or not I remembered to write all the checks down in my registry. Paying
bills takes me so much less time now! |
7.
Anytime, anywhere online access
The Mvelopes Personal system is completely ONLINE.
That means you can access your information from anywhere, at anytime--all you
need is an Internet connection. This allows you to always make informed
spending decisions and always know exactly how much you have left to spend. It
also means no software to install or yearly upgrade fees.
Jennifer, Advertising
Consultant
Each fall I like to buy a season pass for Alta Ski
Resort. Since Ive started using Mvelopes, it is so much easier now to pay for
it. Rather than having to come up with the whole amount at once, I set a little
aside each month. Then when September rolls around, I already have the cash to
pick up my pass. Now I just have to wait for the snow! |
8. Try Mvelopes free for one month and see for yourself
You can try the Mvelopes Personal System FREE for one month. Once youve tried
the system, we know you will love it. There is absolutely no risk or
obligation! If you choose to continue using the Mvelopes Personal system pay as
little as $9.95 a month, and of course you may cancel at any time, there are no
contracts. .
The
Mvelopes Personal monthly service gives you:
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Complete Online Spending Management
System Instant access to your spending plan and
all of your financial information anytime, anywhere. Everything you need to
successfully manage your finances.
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Automatic Transaction Retrieval
Retrieve all your
transactions from all your online financial institutions and
credit cards, at once.
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Full-featured Bill Pay Service
up to 20 payments/month
including postage.
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Mportfolio™, Portfolio
Account Aggregation .
Track your investments, mortgage, car loans, loyalty programs, e-mail accounts
and more - all in one summarized page view.
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Personalized Coaching and Support
. Never pay to speak to a customer support
representative again, plus get free budget coaching.
CLICK HERE TO
LEARN MORE
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